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Millennials take up almost 28% of Hamilton’s population. McMaster holds a large number of students aged 18-24 because of its excellent reputation. In the 1950s, McMaster held around 1,000 students and now it is home to over 25,000 students who can take reputable business, science and engineering courses.
There is plenty to do around the city to keep you entertained, from trying different local coffee roasters, to checking out waterfalls all across Hamilton. There are 100 waterfalls, all of which are just as beautiful as the next and can be seen at many different trails like Chedoke Radial Recreational Trail or Smokey Hollow Waterfall.
Remember your camera, for you will want to capture the beauty that comes with each location!
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A mortgage is a type of loan that is used to buy a home. The repayment of the mortgage to the lender (bank) is typically made monthly or bi-weekly. The payments are a blend of the interest due on the mortgage and the repayment of the principal on the loan. Learn more about mortgage
The down payment is the amount of money you will pay upfront to obtain a mortgage, this can range from 5% to 20% of the home's purchase price. Learn more about down payment
An interest rate is charged with your mortgage since you are borrowing money from the lender. The smaller the amount you borrow, the lower your interest payments will be regardless of the rate of interest being charged.
The mortgage term is the length of time you are locked into the mortgage contract (interest rate, payment frequency, etc). Typically this ranges from 1 to 5 years. The amortization period is the total length of time over which you plan to pay off your mortgage. Typically this is 20 to 30 years.