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Oakville is also one of the top locations to live in Canada, mainly because of its strong economy. There are plenty of business opportunities for people and no matter your lifestyle, Oakville caters to it. Downtown has over 400 different unique shops and boutiques and many different restaurants and cafés to grab a bite to eat. Oakville is also known for its education system, including Sheridan College. For outdoor enthusiast, there are over 200 kilometres of trails to choose from, or walk along the water and watch the sailboats lazily bounce on Lake Ontario. Here is a list of top real estate agents in Oakville who can help you on your real estate journey. The GTA has many great opportunities for relocating and each city is just as great as the next. Some locations will have higher priced houses, but no matter where you choose to live, your lifestyle needs will easily be met. Even if you work within the city of Toronto, there are plenty of reasonable commute options. Don't forget to consult a reliable real estate agent to help you make the right decision.
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A mortgage is a type of loan that is used to buy a home. The repayment of the mortgage to the lender (bank) is typically made monthly or bi-weekly. The payments are a blend of the interest due on the mortgage and the repayment of the principal on the loan. Learn more about mortgage
The down payment is the amount of money you will pay upfront to obtain a mortgage, this can range from 5% to 20% of the home's purchase price. Learn more about down payment
An interest rate is charged with your mortgage since you are borrowing money from the lender. The smaller the amount you borrow, the lower your interest payments will be regardless of the rate of interest being charged.
The mortgage term is the length of time you are locked into the mortgage contract (interest rate, payment frequency, etc). Typically this ranges from 1 to 5 years. The amortization period is the total length of time over which you plan to pay off your mortgage. Typically this is 20 to 30 years.