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These real estate agents in Markham, Ontario have the most reviews among sellers.
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Average priced home: $856,000
Average annual income: $51,000
Distance to Toronto (in minutes): 33
Although the housing prices in Markham are a bit higher, it is still much more affordable than Toronto. If you need to commute for work, Toronto is approximately half an hour away. Markham has a very charming suburban feel to it and many of its neighborhoods seem like they are out of a movie. There are many different parks and schools for younger kids, and lots of boutiques, cafés and a mall for shoppers of all ages. See a list of top real estate agents in Markham who can help you find your next home.
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A mortgage is a type of loan that is used to buy a home. The repayment of the mortgage to the lender (bank) is typically made monthly or bi-weekly. The payments are a blend of the interest due on the mortgage and the repayment of the principal on the loan. Learn more about mortgage
The down payment is the amount of money you will pay upfront to obtain a mortgage, this can range from 5% to 20% of the home's purchase price. Learn more about down payment
An interest rate is charged with your mortgage since you are borrowing money from the lender. The smaller the amount you borrow, the lower your interest payments will be regardless of the rate of interest being charged.
The mortgage term is the length of time you are locked into the mortgage contract (interest rate, payment frequency, etc). Typically this ranges from 1 to 5 years. The amortization period is the total length of time over which you plan to pay off your mortgage. Typically this is 20 to 30 years.