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Vaughan has a higher population than the other cities around the GTA, which explains the rise in housing prices. But the job market is also very hot, and there are always things to do whether you want to go on a date with your partner or need to entertain the kids. Vaughan Mills mall is conveniently located in the middle of the city, as well as the infamous Canada’s Wonderland, one of Ontario’s top tourist attractions. If you work in Toronto, the commute time from Vaughan is approximately 40 minutes, with the Don Valley Parkway in short distance from anywhere in the city. See a list of top real estate agents in Vaughan who can help you find your next home.
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A mortgage is a type of loan that is used to buy a home. The repayment of the mortgage to the lender (bank) is typically made monthly or bi-weekly. The payments are a blend of the interest due on the mortgage and the repayment of the principal on the loan. Learn more about mortgage
The down payment is the amount of money you will pay upfront to obtain a mortgage, this can range from 5% to 20% of the home's purchase price. Learn more about down payment
An interest rate is charged with your mortgage since you are borrowing money from the lender. The smaller the amount you borrow, the lower your interest payments will be regardless of the rate of interest being charged.
The mortgage term is the length of time you are locked into the mortgage contract (interest rate, payment frequency, etc). Typically this ranges from 1 to 5 years. The amortization period is the total length of time over which you plan to pay off your mortgage. Typically this is 20 to 30 years.